{"id":6931,"date":"2024-10-01T08:20:41","date_gmt":"2024-10-01T02:50:41","guid":{"rendered":"https:\/\/aklujvaibhav.in\/?p=6931"},"modified":"2024-10-01T08:20:41","modified_gmt":"2024-10-01T02:50:41","slug":"%e0%a4%97%e0%a5%83%e0%a4%b9-%e0%a4%95%e0%a4%b0%e0%a5%8d%e0%a4%9c-housing-loan-%e0%a4%b8%e0%a4%b5%e0%a4%bf%e0%a4%b8%e0%a5%8d%e0%a4%a4%e0%a4%b0-%e0%a4%ae%e0%a4%be%e0%a4%b0%e0%a5%8d%e0%a4%97%e0%a4%a6-2","status":"publish","type":"post","link":"https:\/\/aklujvaibhav.in\/?p=6931","title":{"rendered":"\u0917\u0943\u0939 \u0915\u0930\u094d\u091c (Housing Loan): \u0938\u0935\u093f\u0938\u094d\u0924\u0930 \u092e\u093e\u0930\u094d\u0917\u0926\u0930\u094d\u0936\u0928"},"content":{"rendered":"<p><span style=\"color: #ff0000;\"><em><strong>\u0917\u0943\u0939 \u0915\u0930\u094d\u091c (Housing Loan): \u0938\u0935\u093f\u0938\u094d\u0924\u0930 \u092e\u093e\u0930\u094d\u0917\u0926\u0930\u094d\u0936\u0928<\/strong><\/em><\/span><\/p>\n<p><span style=\"color: #ff00ff;\"><em><strong>\u0905\u0915\u0932\u0942\u091c \u0935\u0948\u092d\u0935 \u0928\u094d\u092f\u0942\u091c \u0928\u0947\u091f\u0935\u0930\u094d\u0915\/\u0935\u0943\u0924\u094d\u0924 \u090f\u0915\u0938\u0924\u094d\u0924\u093e \u0928\u094d\u092f\u0942\u091c <\/strong><\/em><\/span><br \/>\n<span style=\"color: #0000ff;\"><em><strong>\u0938\u0902\u0917\u094d\u0930\u093e\u0939\u0915 : \u0906\u0915\u093e\u0936 \u092d\u093e\u0917\u094d\u092f\u0935\u0902\u0924 \u0928\u093e\u092f\u0915\u0941\u0921\u0947<\/strong><\/em><\/span><br \/>\n<span style=\"color: #ff0000;\"><em><strong>\u092e\u0941\u0902\u092c\u0908 \u0926\u093f\u0928\u093e\u0902\u0915 01\/10\/ 2024 : <\/strong><\/em><\/span>\u0917\u0943\u0939 \u0915\u0930\u094d\u091c \u092e\u094d\u0939\u0923\u091c\u0947 \u0906\u092a\u0932\u0947 \u0938\u094d\u0935\u092a\u094d\u0928\u093e\u0924\u0940\u0932 \u0918\u0930 \u0916\u0930\u0947\u0926\u0940 \u0915\u0930\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u092c\u0901\u0915\u093e \u0915\u093f\u0902\u0935\u093e \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u094d\u0925\u093e\u0902\u0915\u0921\u0942\u0928 \u092e\u093f\u0933\u0923\u093e\u0930\u0947 \u0915\u0930\u094d\u091c. \u0939\u093e \u0915\u0930\u094d\u091c \u092a\u094d\u0930\u0915\u093e\u0930 \u0926\u0940\u0930\u094d\u0918 \u092e\u0941\u0926\u0924\u0940\u091a\u093e (\u0967\u0966-\u0969\u0966 \u0935\u0930\u094d\u0937\u0947) \u0905\u0938\u0924\u094b, \u091c\u094d\u092f\u093e\u0935\u0930 \u0920\u0930\u093e\u0935\u093f\u0915 \u0935\u094d\u092f\u093e\u091c\u0926\u0930 \u0906\u0915\u093e\u0930\u0932\u0947 \u091c\u093e\u0924\u093e\u0924. \u0917\u0943\u0939 \u0915\u0930\u094d\u091c\u093e\u091a\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e, \u092a\u093e\u0924\u094d\u0930\u0924\u093e \u0928\u093f\u0915\u0937, \u0915\u0930\u094d\u091c \u0906\u0915\u093e\u0930\u0923\u0940\u091a\u0947 \u092a\u094d\u0930\u0915\u093e\u0930, \u0924\u0938\u0947\u091a \u0915\u0930\u094d\u091c \u0925\u0915\u0932\u0947 \u0924\u0930 \u0939\u094b\u0923\u093e\u0930\u0940 \u0915\u093e\u0930\u0935\u093e\u0908 \u0935 RBI \u091a\u0947 \u0928\u093f\u092f\u092e \u092f\u093e\u0938\u0902\u092c\u0902\u0927\u0940 \u0938\u0935\u093f\u0938\u094d\u0924\u0930 \u092e\u093e\u0939\u093f\u0924\u0940 \u092a\u0941\u0922\u0947 \u0926\u0947\u0924 \u0906\u0939\u094b\u0924.<br \/>\n<span style=\"color: #ff00ff;\">\u0917\u0943\u0939 \u0915\u0930\u094d\u091c \u0918\u0947\u0923\u094d\u092f\u093e\u091a\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e:<\/span><br \/>\n<span style=\"color: #ff00ff;\">1.\u092a\u093e\u0924\u094d\u0930\u0924\u093e \u0924\u092a\u093e\u0938\u0923\u0940:<\/span><br \/>\n\u0924\u0941\u092e\u091a\u0947 \u0935\u092f, \u092e\u093e\u0938\u093f\u0915 \u0909\u0924\u094d\u092a\u0928\u094d\u0928, \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0905\u0930, \u0938\u094d\u0925\u093f\u0930 \u0928\u094b\u0915\u0930\u0940 \u0915\u093f\u0902\u0935\u093e \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u092f\u093e \u0917\u094b\u0937\u094d\u091f\u0940\u0902\u091a\u0940 \u0924\u092a\u093e\u0938\u0923\u0940 \u0915\u0947\u0932\u0940 \u091c\u093e\u0924\u0947.<br \/>\n\u0928\u094b\u0915\u0930\u0926\u093e\u0930\/\u092a\u0917\u093e\u0930\u0926\u093e\u0930\u093e\u0902\u0938\u093e\u0920\u0940, \u0909\u0924\u094d\u092a\u0928\u094d\u0928\u093e\u091a\u0947 \u092a\u094d\u0930\u092e\u093e\u0923\u092a\u0924\u094d\u0930, ITR, \u092c\u0901\u0915 \u0938\u094d\u091f\u0947\u091f\u092e\u0947\u0902\u091f\u094d\u0938 \u0935 \u092e\u093e\u0932\u092e\u0924\u094d\u0924\u0947\u0936\u0940 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0915\u093e\u0917\u0926\u092a\u0924\u094d\u0930\u0947 \u0906\u0935\u0936\u094d\u092f\u0915 \u0905\u0938\u0924\u093e\u0924.<br \/>\n\u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915\u093e\u0902\u0938\u093e\u0920\u0940, ITR, \u092c\u093f\u091d\u0928\u0947\u0938 \u092a\u094d\u0930\u0949\u092b\u093f\u091f\/\u0932\u0949\u0938 \u0938\u094d\u091f\u0947\u091f\u092e\u0947\u0902\u091f \u0906\u0923\u093f \u092c\u0945\u0932\u0928\u094d\u0938 \u0936\u0940\u091f \u092f\u093e\u0902\u091a\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0905\u0938\u0924\u0947.<br \/>\n<span style=\"color: #ff00ff;\">2.\u0915\u0930\u094d\u091c \u0930\u0915\u094d\u0915\u092e \u0906\u0923\u093f \u092a\u0930\u0924\u092b\u0947\u0921 \u0915\u094d\u0937\u092e\u0924\u093e :<\/span><br \/>\n\u0915\u0930\u094d\u091c \u0926\u0947\u0924\u093e\u0928\u093e \u0924\u0941\u092e\u091a\u094d\u092f\u093e \u0909\u0924\u094d\u092a\u0928\u094d\u0928\u093e\u091a\u094d\u092f\u093e \u096a\u0966% &#8211; \u096b\u0966% \u091a\u094d\u092f\u093e \u0926\u0930\u092e\u094d\u092f\u093e\u0928 EMI \u0905\u0938\u093e\u0935\u093e, \u0905\u0938\u093e \u0928\u093f\u092f\u092e \u0905\u0938\u0924\u094b. \u0917\u0943\u0939 \u0915\u0930\u094d\u091c\u093e\u0938\u093e\u0920\u0940 \u092f\u094b\u0917\u094d\u092f \u092a\u094d\u0930\u092e\u093e\u0923\u093e\u0924\u091a \u0915\u0930\u094d\u091c \u0930\u0915\u094d\u0915\u092e \u092e\u0902\u091c\u0942\u0930 \u0915\u0947\u0932\u0940 \u091c\u093e\u0924\u0947.<br \/>\n<span style=\"color: #ff00ff;\">3.\u0915\u0930\u094d\u091c \u092e\u0902\u091c\u0941\u0930\u0940 (Sanction) : <\/span><br \/>\n\u0924\u0941\u092e\u091a\u094d\u092f\u093e \u0905\u0930\u094d\u091c\u093e\u091a\u0940 \u092a\u0921\u0924\u093e\u0933\u0923\u0940 \u0915\u0930\u0942\u0928, \u092c\u0901\u0915 \u0915\u093f\u0902\u0935\u093e NBFC \u0915\u0930\u094d\u091c \u092e\u0902\u091c\u0941\u0930\u0940 \u0915\u0930\u0924\u0947. \u0915\u0930\u094d\u091c \u092e\u0902\u091c\u0941\u0930\u0940 \u092a\u0924\u094d\u0930\u093e\u092e\u0927\u094d\u092f\u0947 \u0915\u0930\u094d\u091c \u0930\u0915\u094d\u0915\u092e, \u0935\u094d\u092f\u093e\u091c\u0926\u0930, \u0915\u0930\u094d\u091c\u093e\u091a\u093e \u0915\u093e\u0932\u093e\u0935\u0927\u0940, EMI \u092f\u093e\u091a\u093e \u0924\u092a\u0936\u0940\u0932 \u0926\u093f\u0932\u093e \u091c\u093e\u0924\u094b.<br \/>\n<span style=\"color: #ff00ff;\">4.\u0915\u0930\u094d\u091c \u0935\u093f\u0924\u0930\u0923 (Disbursement) :<\/span><br \/>\n\u0915\u0930\u094d\u091c \u0935\u093f\u0924\u0930\u0923 \u0926\u094b\u0928 \u092a\u094d\u0930\u0915\u093e\u0930\u0947 \u0939\u094b\u090a \u0936\u0915\u0924\u0947:<br \/>\n<span style=\"color: #ff00ff;\">\u0924\u0924\u094d\u0915\u093e\u0933 \u0935\u093f\u0924\u0930\u0923 (Ready-to-move-in Property):<\/span> \u091c\u093f\u0925\u0947 \u092c\u093e\u0902\u0927\u0915\u093e\u092e \u092a\u0942\u0930\u094d\u0923 \u091d\u093e\u0932\u0947\u0932\u0947 \u0905\u0938\u0947\u0932.<br \/>\n<span style=\"color: #ff00ff;\">\u091f\u092a\u094d\u092a\u094d\u092f\u093e\u091f\u092a\u094d\u092a\u094d\u092f\u093e\u0928\u0947 \u0935\u093f\u0924\u0930\u0923 (Under-construction<\/span> Property): \u092c\u093e\u0902\u0927\u0915\u093e\u092e\u093e\u091a\u094d\u092f\u093e \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u091f\u092a\u094d\u092a\u094d\u092f\u093e\u0935\u0930 \u0915\u0930\u094d\u091c \u0926\u093f\u0932\u0947 \u091c\u093e\u0924\u0947.<br \/>\n<span style=\"color: #ff00ff;\">\u0917\u0943\u0939 \u0915\u0930\u094d\u091c\u093e\u091a\u094d\u092f\u093e \u0935\u093f\u0935\u093f\u0927 \u092a\u094d\u0930\u0915\u093e\u0930:<\/span><br \/>\n<span style=\"color: #ff00ff;\">1.\u092b\u094d\u0932\u094b\u091f\u093f\u0902\u0917 \u0935\u094d\u092f\u093e\u091c\u0926\u0930 \u0917\u0943\u0939 \u0915\u0930\u094d\u091c :<\/span><br \/>\n\u092f\u093e\u092e\u0927\u094d\u092f\u0947 \u0935\u094d\u092f\u093e\u091c\u0926\u0930 \u092c\u093e\u091c\u093e\u0930\u093e\u0924\u0940\u0932 \u0938\u094d\u0925\u093f\u0924\u0940\u0928\u0941\u0938\u093e\u0930 \u092c\u0926\u0932\u0924\u093e\u0924. \u091c\u0930 \u0935\u094d\u092f\u093e\u091c\u0926\u0930 \u0915\u092e\u0940 \u091d\u093e\u0932\u0947, \u0924\u0930 EMI \u0915\u092e\u0940 \u0939\u094b\u090a \u0936\u0915\u0924\u094b \u0906\u0923\u093f \u0935\u094d\u092f\u093e\u091c\u0926\u0930 \u0935\u093e\u0922\u0932\u0947, \u0924\u0930 EMI \u0935\u093e\u0922\u0942 \u0936\u0915\u0924\u094b.<br \/>\n<span style=\"color: #ff00ff;\">2. \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0935\u094d\u092f\u093e\u091c\u0926\u0930 \u0917\u0943\u0939 \u0915\u0930\u094d\u091c :<\/span><br \/>\n&#8211; \u092f\u093e\u092e\u0927\u094d\u092f\u0947 \u0920\u0930\u093e\u0935\u093f\u0915 \u0915\u093e\u0932\u093e\u0935\u0927\u0940\u0938\u093e\u0920\u0940 \u0935\u094d\u092f\u093e\u091c\u0926\u0930 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0930\u093e\u0939\u0924\u094b. \u092f\u093e\u092e\u0941\u0933\u0947 \u092c\u093e\u091c\u093e\u0930\u093e\u0924\u0940\u0932 \u0935\u094d\u092f\u093e\u091c\u0926\u0930\u093e\u0924\u0940\u0932 \u091a\u0922-\u0909\u0924\u093e\u0930\u093e\u0902\u091a\u093e \u092a\u0930\u093f\u0923\u093e\u092e \u0939\u094b\u0924 \u0928\u093e\u0939\u0940.<br \/>\n<span style=\"color: #ff00ff;\">\u0917\u0943\u0939 \u0915\u0930\u094d\u091c \u0925\u0915\u0932\u094d\u092f\u093e\u0938 \u0915\u093e\u092f \u0939\u094b\u0924\u0947?<\/span><br \/>\n<span style=\"color: #ff00ff;\">1. EMI \u0928 \u092d\u0930\u0932\u094d\u092f\u093e\u0938 \u092a\u0930\u093f\u0923\u093e\u092e :<\/span><br \/>\n\u0917\u0943\u0939 \u0915\u0930\u094d\u091c\u093e\u091a\u094d\u092f\u093e EMI \u091a\u094d\u092f\u093e \u0925\u0915\u092c\u093e\u0915\u0940\u0935\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u094d\u0925\u093e \u0936\u093e\u0938\u094d\u0924\u0940 (penalty) \u0935\u094d\u092f\u093e\u091c \u0932\u093e\u0935\u0924\u0947. \u0969 \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u0902\u092a\u0947\u0915\u094d\u0937\u093e \u091c\u093e\u0938\u094d\u0924 \u0915\u093e\u0933 \u0925\u0915\u092c\u093e\u0915\u0940 \u0930\u093e\u0939\u093f\u0932\u094d\u092f\u093e\u0938 \u0915\u0930\u094d\u091c NPA (Non-Performing Asset) \u092e\u094d\u0939\u0923\u0942\u0928 \u0918\u094b\u0937\u093f\u0924 \u0915\u0947\u0932\u0947 \u091c\u093e\u0924\u0947.<br \/>\n<span style=\"color: #ff00ff;\">2.\u0935\u0938\u0942\u0932\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e :<\/span><br \/>\n\u0928\u094b\u091f\u093f\u0938 \u0906\u0923\u093f \u0907\u0936\u093e\u0930\u0947 : \u0938\u0941\u0930\u0941\u0935\u093e\u0924\u0940\u0932\u093e \u092c\u0901\u0915 \u0915\u093f\u0902\u0935\u093e NBFC \u0915\u0930\u094d\u091c\u0926\u093e\u0930\u093e\u0932\u093e \u0928\u094b\u091f\u093f\u0938 \u092a\u093e\u0920\u0935\u0924\u0947, \u091c\u094d\u092f\u093e\u0924 \u0915\u0930\u094d\u091c \u0925\u0915\u092c\u093e\u0915\u0940\u091a\u0940 \u0906\u0920\u0935\u0923 \u0915\u0930\u0942\u0928 \u0926\u093f\u0932\u0940 \u091c\u093e\u0924\u0947.<br \/>\n<span style=\"color: #ff00ff;\">SARFAESI Act \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0915\u093e\u0930\u0935\u093e\u0908 :<\/span><br \/>\n\u0969 \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u0902\u092a\u0947\u0915\u094d\u0937\u093e \u091c\u093e\u0938\u094d\u0924 \u0915\u093e\u0933 \u0925\u0915\u092c\u093e\u0915\u0940 \u0930\u093e\u0939\u093f\u0932\u094d\u092f\u093e\u0938, \u092c\u0901\u0915 SARFAESI Act, 2002 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u092e\u093e\u0932\u092e\u0924\u094d\u0924\u0947\u0935\u0930 \u0924\u093e\u092c\u093e \u0918\u0947\u0923\u094d\u092f\u093e\u091a\u0940 \u0915\u093e\u0930\u0935\u093e\u0908 \u0915\u0930\u0942 \u0936\u0915\u0924\u0947. \u092e\u093e\u0932\u092e\u0924\u094d\u0924\u093e \u0935\u093f\u0915\u094d\u0930\u0940 \u0915\u0930\u0942\u0928 \u0925\u0915\u092c\u093e\u0915\u0940 \u0935\u0938\u0942\u0932 \u0915\u0947\u0932\u0940 \u091c\u093e\u0924\u0947.<br \/>\n<span style=\"color: #ff00ff;\">3. RBI \u091a\u0940 \u0928\u093f\u092f\u092e\u093e\u0935\u0932\u0940 :<\/span><br \/>\n<span style=\"color: #ff00ff;\">\u0917\u094d\u0930\u093e\u0939\u0915\u093e\u0902\u091a\u094d\u092f\u093e \u0939\u0915\u094d\u0915\u093e\u0902\u091a\u0947 \u0938\u0902\u0930\u0915\u094d\u0937\u0923<\/span><br \/>\nRBI \u091a\u094d\u092f\u093e \u0928\u093f\u092f\u092e\u093e\u0935\u0932\u0940\u0928\u0941\u0938\u093e\u0930, \u0915\u094b\u0923\u0924\u094d\u092f\u093e\u0939\u0940 \u0935\u0938\u0941\u0932\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u0947\u0924 \u0917\u094d\u0930\u093e\u0939\u0915\u093e\u0902\u0935\u0930 \u0905\u0928\u093e\u0935\u0936\u094d\u092f\u0915 \u0926\u092c\u093e\u0935 \u091f\u093e\u0915\u0923\u0947 \u0915\u093f\u0902\u0935\u093e \u0917\u0948\u0930\u0935\u0930\u094d\u0924\u0928 \u0915\u0930\u0923\u0947 \u092c\u0947\u0915\u093e\u092f\u0926\u0947\u0936\u0940\u0930 \u0906\u0939\u0947.<br \/>\n<span style=\"color: #ff00ff;\">\u0917\u0943\u0939 \u0915\u0930\u094d\u091c \u092a\u0941\u0928\u0930\u094d\u0917\u0920\u0928 (Restructuring) :<\/span><br \/>\n\u0906\u0930\u094d\u0925\u093f\u0915 \u0905\u0921\u091a\u0923\u0940\u0902\u092e\u0941\u0933\u0947 EMI \u092d\u0930\u0923\u094d\u092f\u093e\u0924 \u0905\u0921\u091a\u0923 \u092f\u0947\u0924 \u0905\u0938\u0932\u094d\u092f\u093e\u0938, \u0915\u0930\u094d\u091c\u0926\u093e\u0930 \u092c\u0901\u0915\u0947\u0932\u093e \u0915\u0930\u094d\u091c \u092a\u0941\u0928\u0930\u094d\u0917\u0920\u0928\u093e\u0938\u093e\u0920\u0940 \u0935\u093f\u0928\u0902\u0924\u0940 \u0915\u0930\u0942 \u0936\u0915\u0924\u094b. \u092a\u0941\u0928\u0930\u094d\u0917\u0920\u0928\u093e\u092e\u0927\u094d\u092f\u0947 \u0915\u0930\u094d\u091c\u093e\u091a\u0940 \u0915\u093e\u0932\u093e\u0935\u0927\u0940 \u0935\u093e\u0922\u0935\u0923\u0947, EMI \u0915\u092e\u0940 \u0915\u0930\u0923\u0947 \u0905\u0936\u093e \u0938\u0935\u0932\u0924\u0940 \u092e\u093f\u0933\u0942 \u0936\u0915\u0924\u093e\u0924.<br \/>\n\u0921\u093f\u091c\u093f\u091f\u0932 \u091f\u094d\u0930\u093e\u0928\u094d\u0938\u092b\u0949\u0930\u094d\u092e\u0947\u0936\u0928\u091a\u0947 \u092b\u093e\u092f\u0926\u0947:<br \/>\n\u0917\u0943\u0939 \u0915\u0930\u094d\u091c\u093e\u0938\u093e\u0920\u0940\u091a\u0940 \u0938\u0902\u092a\u0942\u0930\u094d\u0923 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0921\u093f\u091c\u093f\u091f\u0932 \u0924\u0902\u0924\u094d\u0930\u091c\u094d\u091e\u093e\u0928\u093e\u092e\u0941\u0933\u0947 \u0905\u0927\u093f\u0915 \u0938\u0941\u0932\u092d \u091d\u093e\u0932\u0940 \u0906\u0939\u0947. \u0905\u0930\u094d\u091c \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u0947\u0924\u0942\u0928 \u0924\u0947 EMI \u092d\u0930\u0923\u094d\u092f\u093e\u092a\u0930\u094d\u092f\u0902\u0924 \u0938\u0930\u094d\u0935 \u0915\u093e\u0939\u0940 \u0911\u0928\u0932\u093e\u0907\u0928 \u092a\u094d\u0932\u0945\u091f\u092b\u0949\u0930\u094d\u092e\u094d\u0938\u0935\u0930 \u0938\u0939\u091c\u092a\u0923\u0947 \u0915\u0947\u0932\u0947 \u091c\u093e\u090a \u0936\u0915\u0924\u0947. \u092f\u093e\u092e\u0941\u0933\u0947 \u0935\u0947\u0933, \u0915\u093e\u0917\u0926\u092a\u0924\u094d\u0930\u093e\u0902\u091a\u0940 \u0917\u0930\u091c \u0915\u092e\u0940 \u091d\u093e\u0932\u0940 \u0905\u0938\u0942\u0928 \u0917\u094d\u0930\u093e\u0939\u0915\u093e\u0902\u091a\u094d\u092f\u093e \u0938\u094b\u092f\u0940\u0938\u093e\u0920\u0940 \u0935\u093f\u0935\u093f\u0927 \u092e\u094b\u092c\u093e\u0908\u0932 \u0905\u0945\u092a\u094d\u0938 \u0906\u0923\u093f \u092a\u094b\u0930\u094d\u091f\u0932\u094d\u0938 \u0909\u092a\u0932\u092c\u094d\u0927 \u0906\u0939\u0947\u0924.<br \/>\n<span style=\"color: #ff00ff;\">\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/span>:<br \/>\n\u0917\u0943\u0939 \u0915\u0930\u094d\u091c \u0918\u0947\u0924\u093e\u0928\u093e \u092f\u094b\u091c\u0928\u093e, \u0935\u094d\u092f\u093e\u091c\u0926\u0930, EMI \u0915\u094d\u0937\u092e\u0924\u093e \u092f\u093e\u091a\u093e \u092f\u094b\u0917\u094d\u092f \u0935\u093f\u091a\u093e\u0930 \u0915\u0930\u0942\u0928\u091a \u0928\u093f\u0930\u094d\u0923\u092f \u0918\u094d\u092f\u093e\u0935\u093e. \u0915\u0930\u094d\u091c \u092a\u0930\u0924\u092b\u0947\u0921\u0940\u0938\u093e\u0920\u0940 \u0935\u0947\u0933\u0947\u0935\u0930 \u092f\u094b\u091c\u0928\u093e \u0906\u0916\u0923\u0947 \u0906\u0935\u0936\u094d\u092f\u0915 \u0906\u0939\u0947, \u0905\u0928\u094d\u092f\u0925\u093e \u0915\u0930\u094d\u091c \u0925\u0915\u0932\u094d\u092f\u093e\u0938 \u0915\u093e\u092f\u0926\u0947\u0936\u0940\u0930 \u0915\u093e\u0930\u0935\u093e\u0908\u0932\u093e \u0938\u093e\u092e\u094b\u0930\u0947 \u091c\u093e\u0935\u0947 \u0932\u093e\u0917\u0924\u0947. \u0924\u0938\u0902\u091a, \u0921\u093f\u091c\u093f\u091f\u0932 \u0924\u0902\u0924\u094d\u0930\u091c\u094d\u091e\u093e\u0928\u093e\u092e\u0941\u0933\u0947 \u0906\u091c \u0915\u0930\u094d\u091c \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0905\u0927\u093f\u0915 \u0935\u0947\u0917\u0935\u093e\u0928 \u0906\u0923\u093f \u0938\u094b\u092f\u0940\u0938\u094d\u0915\u0930 \u091d\u093e\u0932\u0940 \u0906\u0939\u0947.<\/p>\n<p><em><strong><span style=\"color: #0000ff;\">\u0932\u0947\u0916\u0915: <\/span><\/strong><\/em><br \/>\n<em><strong><span style=\"color: #0000ff;\">\u0928\u0902\u0926\u0928 \u092a\u0902\u0922\u0930\u0940\u0928\u093e\u0925 \u0926\u093e\u0924\u0947<\/span><\/strong><\/em><br \/>\n<em><strong><span style=\"color: #0000ff;\">Professional Financial Advisor | Financial Risk Advisor | Digital Transformation Consultant, BFSI<\/span><\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0917\u0943\u0939 \u0915\u0930\u094d\u091c (Housing Loan): \u0938\u0935\u093f\u0938\u094d\u0924\u0930 \u092e\u093e\u0930\u094d\u0917\u0926\u0930\u094d\u0936\u0928 \u0905\u0915\u0932\u0942\u091c \u0935\u0948\u092d\u0935 \u0928\u094d\u092f\u0942\u091c \u0928\u0947\u091f\u0935\u0930\u094d\u0915\/\u0935\u0943\u0924\u094d\u0924 \u090f\u0915\u0938\u0924\u094d\u0924\u093e \u0928\u094d\u092f\u0942\u091c \u0938\u0902\u0917\u094d\u0930\u093e\u0939\u0915 : \u0906\u0915\u093e\u0936 \u092d\u093e\u0917\u094d\u092f\u0935\u0902\u0924 \u0928\u093e\u092f\u0915\u0941\u0921\u0947 \u092e\u0941\u0902\u092c\u0908 \u0926\u093f\u0928\u093e\u0902\u0915 01\/10\/ 2024 : \u0917\u0943\u0939 \u0915\u0930\u094d\u091c \u092e\u094d\u0939\u0923\u091c\u0947 \u0906\u092a\u0932\u0947 \u0938\u094d\u0935\u092a\u094d\u0928\u093e\u0924\u0940\u0932 \u0918\u0930 \u0916\u0930\u0947\u0926\u0940 \u0915\u0930\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u092c\u0901\u0915\u093e \u0915\u093f\u0902\u0935\u093e \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u094d\u0925\u093e\u0902\u0915\u0921\u0942\u0928 \u092e\u093f\u0933\u0923\u093e\u0930\u0947 \u0915\u0930\u094d\u091c. \u0939\u093e \u0915\u0930\u094d\u091c \u092a\u094d\u0930\u0915\u093e\u0930 \u0926\u0940\u0930\u094d\u0918 \u092e\u0941\u0926\u0924\u0940\u091a\u093e (\u0967\u0966-\u0969\u0966 \u0935\u0930\u094d\u0937\u0947) \u0905\u0938\u0924\u094b, \u091c\u094d\u092f\u093e\u0935\u0930 \u0920\u0930\u093e\u0935\u093f\u0915 \u0935\u094d\u092f\u093e\u091c\u0926\u0930 \u0906\u0915\u093e\u0930\u0932\u0947 \u091c\u093e\u0924\u093e\u0924. \u0917\u0943\u0939 \u0915\u0930\u094d\u091c\u093e\u091a\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e, \u092a\u093e\u0924\u094d\u0930\u0924\u093e \u0928\u093f\u0915\u0937, \u0915\u0930\u094d\u091c &hellip;<\/p>\n","protected":false},"author":3,"featured_media":6909,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6931","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aadvaithglobalrecent"],"_links":{"self":[{"href":"https:\/\/aklujvaibhav.in\/index.php?rest_route=\/wp\/v2\/posts\/6931","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aklujvaibhav.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aklujvaibhav.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aklujvaibhav.in\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/aklujvaibhav.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6931"}],"version-history":[{"count":1,"href":"https:\/\/aklujvaibhav.in\/index.php?rest_route=\/wp\/v2\/posts\/6931\/revisions"}],"predecessor-version":[{"id":6932,"href":"https:\/\/aklujvaibhav.in\/index.php?rest_route=\/wp\/v2\/posts\/6931\/revisions\/6932"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aklujvaibhav.in\/index.php?rest_route=\/wp\/v2\/media\/6909"}],"wp:attachment":[{"href":"https:\/\/aklujvaibhav.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6931"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aklujvaibhav.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6931"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aklujvaibhav.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6931"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}